Is It Worth Buying XDC Network in 2025?

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At HelloSafe, our expert has been monitoring the evolution of the XDC Network cryptocurrency for over three years. Every month, tens of thousands of users in New Zealand rely on us to analyse market trends and identify the most promising investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In accordance with our ethical charter, HelloSafe has never purchased XDC Network nor received any compensation from entities associated with its ecosystem.

XDC Network in brief

How much does 1 XDC Network cost?

The price of XDC Network is up this week. Currently, XDC trades at NZ$0.10, reflecting a 0.55% rise over the past 24 hours and a 0.4% increase during the last 7 days. Its market capitalisation stands at approximately NZ$1.55 billion, with an average 3-month trading volume around NZ$52.3 million. Ranked #73 by market cap, XDC has 16.22 billion tokens in circulation, representing about 0.08% of the total crypto market. As with most digital assets, XDC Network’s price can be volatile, offering both risks and unique opportunities for New Zealand investors.

Our complete review of the XDC Network cryptocurrency

Have recent shifts in institutional partnerships, robust protocol upgrades, and accelerating adoption positioned XDC Network as an emerging force in the rapidly evolving RWA tokenization and enterprise blockchain sector? Over the past three years, our in-depth study of on-chain metrics, technical market signals, comparative sector analysis, and proprietary multi-factor models has captured dynamic growth patterns and resilience in the XDC ecosystem. So, could XDC Network reassert itself in 2025 as a strategically timed entry point for investors targeting the next wave of tokenized real-world assets?

XDC Network – Recent Performance and Market Context

Price Action and Market Performance

XDC Network (XDC) is trading at $0.05949 USD as of June 2025, having demonstrated notable resilience amidst broader market volatility. Over the past twelve months, XDC delivered a robust +58% yearly performance, outperforming most large-cap enterprise blockchain tokens, while its 6-month appreciation stands at +19.6%. Despite this upward trajectory, XDC remains 69% below its ATH ($0.1939 in Aug 2021), presenting a market profile indicative of considerable upside runway should sector sentiment continue to recover.

Positive Catalysts and Recent Developments

2025 has seen strategic advances for XDC, including the integration with Utila for institutional custody, the successful launch of tokenized money market funds with leading global finance brands (State Street, BlackRock, Fidelity, Abrdn) via Archax, and a $50M injection from LDA Capital dedicated to accelerated ecosystem growth. Additionally, the rollout of the XDC 2.0 protocol upgrade in Q4 2024 has reinforced confidence in XDC’s technical basis and governance model. These events suggest the project is decisively focused on real-world business adoption and scaling.

Macro and Sector Backdrop

The broader crypto landscape is being reshaped by demand for tokenized real-world assets, driven by regulatory clarity gains across APAC and Europe. Institutional-grade blockchain solutions designed for compliance—where XDC excels—are increasingly favoured. The strength of 2025’s digital asset market, combined with heightened allocation by funds and family offices to the RWA/enterprise chain segment, provides a supportive macro tailwind. Furthermore, XDC’s alignment with global trade digitization and DeFi integrations underpins its relevance amid competitive flux.

Technical Analysis

Key Technical Indicators

• RSI (14-day) at 32.03 points to a market approaching oversold, which historically precedes reversal opportunities in upward-trending cycles.
• MACD remains negative (-0.00359), a sign that while short-term sentiment is still subdued, it prepares the ground for renewed accumulation.
• Oscillators collectively neutral (8 neutral, 2 buy, 1 sell), indicating diminished immediate sell pressure, and a possible inflection.
• Moving Averages across 20-, 50-, 100-, and 200-days all display a “Strong Sell” rating—primarily a lagging function of the autumn 2024 correction, not current network fundamentals.

Support/Resistance and Structural Momentum

• Multiple solid support zones ($0.0585 / $0.0570 / $0.0550) have been tested and maintained, reflecting persistent buy-side liquidity and conviction in this price range.
• Resistance is now mapped at $0.15, which if overcome, aligns with a multi-year technical breakout scenario, echoing the pattern seen in Q2 2021’s run-up.
• Short to medium-term, XDC’s technical structure displays characteristics of a bottoming formation, with ascending accumulation zones—suggesting an attractive reward/risk skew for position building on pullbacks.

Fundamental Analysis

Adoption, Utilities, and Ecosystem Maturity

• XDC Network’s core positioning as an enterprise-grade protocol for trade finance and real-world asset tokenization is now validated by live use cases and institutional onboarding (Utila, Archax, global funds).
• With 108 active validator masternodes (KYC-compliant), XDC’s delegated proof-of-stake ensures both network security and familiarity for regulated participants.
• The $50M LDA Capital funding, RWA Accelerator with Plug and Play, and ongoing partnerships (TFDi, ITFA) deliver tangible impetus to the ecosystem, enhancing developer incentives and cross-border adoption.

Valuation and Market Attractiveness

• Market Cap: $964.89M / Fully Diluted Valuation: $2.26B USD. The circulating/total supply ratio (42.7% issued) is moderate by sector standards, with a mCap/FDV ratio at 0.43 indicating undervaluation relative to future unlocks.
• XDC offers substantial upside just to reclaim historical highs or approach the sector median multiples—a compelling argument considering its current adoption delta and regulatory-compliant architecture.

Technology Differentiation

• The hybrid blockchain model blends public chain liquidity with the privacy controls required for institutional finance and compliance (KYC, MLETR, ISO 20022 compatibility).
• Technical capabilities (2,000 TPS, 2s transaction time) and masternode staking mechanics reinforce both scalability and alignment with high-liquidity user bases.

Volume and Liquidity Profile

• 24h trading volume: $32.58M USD, placing XDC among the more liquid and institutionally favoured mid-to-large-cap digital assets.
• Such volume testifies to active market participation, enables viable scaling for enterprise use cases, and reduces slippage risk for larger positions.
• Listing on HTX, KuCoin, MEXC, and other global venues ensures broad access, and gives confidence in price discovery dynamics.

Dominance, Position & Ecosystem Leverage

• Ranked #73 on CoinMarketCap and #98 on CoinGecko, XDC is now recognized as a top-100 project consistently over two years, reflecting institutional stickiness.
• The growing presence of GSR and global fintechs among validator operators cements its reputation as a credible, globally integrated Layer 1 for tokenized real-world assets and cross-border finance.

Major Catalysts & Forward-Looking Triggers

• Protocol Upgrades: XDC 2.0 has established new baselines in network reliability and scalability.
• Ecosystem/Integration Advances: Tokenized funds, new payment rails (eg. US-Mexico corridor with Bitso), and global custody partnerships signal accelerating commercialisation.
• Sector-wide Trends: The $5 trillion trade finance gap and the global shift towards compliant tokenization solutions position XDC as a likely beneficiary of next-cycle institutional capital.
• Regulatory Developments: Ongoing clarity in Singapore, the EU, and major APAC economies de-risks adoption of RWA chains, providing a macro backdrop for exponential ecosystem growth.

Investment Strategies by Horizon

Short-Term (Swing/Accumulation)

• With XDC approaching oversold RSI and key supports holding, a short-term positioning on technical pullbacks seems justified by the network’s rebound potential following fresh capital inflows or new partnership announcements.
• Active traders may target mean-reversion moves to the $0.0773–0.0898 technical target range, as referenced by sector analysts and algorithmic models.

Medium-Term (Q2–Q4 2025 Positioning)

• The upcoming quarters are likely to see continued rollout of tokenized RWAs, lending, and global finance pilots, combined with ecosystem development following the LDA Capital investment.
• Medium-term investors can consider staged entries ahead of protocol integrations or new asset launches, targeting price expansion towards historical resistance bands ($0.124–$0.141).

Long-Term (2026+)

• For strategic allocations, XDC stands out as one of the more mature, institutionally aligned, and fundamentally sound Layer 1s in the RWA, trade finance, and compliant DeFi segments.
• Positions initiated at current market levels offer impressive optionality relative to global adoption progress, expanding validator networks, and sector capital inflows—especially as the token transitions from undervalued to fair relative valuation.

XDC Network Price Forecast Table

Is Now the Right Time to Consider XDC Network?

XDC Network combines solid on-chain infrastructure, high-value institutional connections, and proven resilience, making it a standout in the competitive enterprise blockchain landscape. The alignment of technical basing, decisive 2025 ecosystem upgrades, growing liquidity, strategic partnerships, and the surging sector focus on regulated RWA solutions underscores why XDC Network could soon enter a powerful new uptrend.

The forward-looking market context, combined with attractive current valuations and rising adoption signals, strongly supports the thesis that XDC represents an excellent opportunity for investors willing to position ahead of the next wave of enterprise-grade crypto growth. As institutional adoption, ecosystem funding, and technology renewals continue at pace, XDC Network could well initiate its next structural price appreciation phase.

XDC Network remains a high-volatility digital asset that seems to offer significant dynamic investment opportunities, accompanied by a requirement for prudent risk management. Its recent price momentum, deep liquidity, and robust ecosystem upgrades all indicate that XDC Network is uniquely situated for those seeking exposure to enterprise tokenization trends on a global scale.

How to buy XDC Network?

It’s simple and secure to buy XDC Network (XDC) online in New Zealand through a regulated cryptocurrency platform. You have two main methods: direct spot purchase (where you own real XDC) or trading via crypto CFDs (betting on price movements without owning the actual coins). Each method suits different investment strategies and risk levels. Below, we explain how both approaches work, with concrete NZD examples to help guide your decision. For a detailed comparison of popular platforms available in NZ, see our comparative table further down the page.

Spot Purchase of XDC Network

Buying XDC Network at spot price means you become the actual owner of the coins, which are stored in your exchange or private wallet. This method is popular among investors who want direct exposure to XDC’s growth and the flexibility to transfer coins, use staking features, or hold long term.

Typical fees for spot purchases on NZ-friendly platforms range from flat commissions (e.g., 0.1–1%) to a small fixed transaction fee, often charged in NZD.

Example: Spot Purchase

If the current XDC price is $0.094 NZD per token (approx. $0.059 USD), with $1,000 NZD, you could buy around 10,630 XDC coins. After including a $5 NZD transaction fee, your investment covers about 10,577 coins.

• Gain Scenario: If XDC’s price rises by 10%, the value of your portfolio becomes $1,100 NZD.
  Result: $100 NZD gross gain, or +10% on your initial investment.

Trading XDC Network via CFD

CFDs (Contracts for Difference) let you speculate on XDC’s price without holding the actual token. You open a position reflecting your expectation of XDC’s price movement, and you can use leverage to amplify both potential gains and risks.

When trading CFDs, platforms charge a spread (the difference between buy/sell prices) and may add an overnight financing fee if you hold positions for more than a day.

Example: Trading with CFD & Leverage

Suppose you deposit $1,000 NZD and apply 5x leverage, giving you $5,000 NZD market exposure to XDC.

• Gain Scenario: If the price of XDC rises by 8%, your profit is 8% × 5 = 40%.
  Result: $400 NZD potential gain on your $1,000 investment (excluding fees and possible losses on leveraged positions).

Key Advice Before You Invest

Always compare platform fees, commissions, supported features, and NZ regulations before purchasing XDC Network. Each method has its pros and cons, depending on your objectives and experience level. Choose the approach that aligns best with your strategy—and consult the platform comparison table below for an up-to-date overview of options available to NZ-based investors.

Our 7 tips for buying XDC Network

The latest news from the XDC Network

XDC Network’s recent technical signals point to a neutral-to-sell momentum, but year-over-year performance remains strongly positive. Over the last seven days, XDC has posted a marginal gain (+0.4%), while its price surged 58.4% over the past year, signaling ongoing long-term strength despite short-term caution reflected in technicals like RSI (32.03) and bearish moving averages. This backdrop is relevant for New Zealand investors evaluating entry or portfolio adjustment timing, especially as the current technical zone is approaching oversold, which may hint at favourable accumulation opportunities should fundamentals remain robust.

Major institutional partnerships and new real-world asset (RWA) tokenization initiatives strengthen XDC’s position in the Asia-Pacific region. Recent developments—specifically, integration with Utila for institutional custody and the launch of four tokenized money market funds with prominent partners including BlackRock and Fidelity—reinforce XDC Network’s enterprise focus. These moves are significant in light of growing interest among Pacific institutional investors in RWA tokenization and digital asset custody, and may have a positive spillover for adoption and liquidity in regional markets such as New Zealand.

The XDC 2.0 protocol upgrade, completed in late 2024, enhances scalability and resilience, supporting enterprise and regulatory use cases. This technical milestone introduced strengthened Byzantine fault tolerance and upgraded consensus, both critical for institutional adoption and compliance demands. The upgrade aligns with compliance requirements increasingly referenced by New Zealand’s advisory and regulatory community, and bolsters confidence for institutions seeking compliance-ready blockchain platforms for trade finance and cross-border settlement applications.

XDC’s ecosystem development is underpinned by a $50 million investment commitment and growing masternode adoption from institutional players. The recent $50 million funding from LDA Capital ensures long-term ecosystem growth and signals sustained confidence from global capital. Masternode participation among institutions—such as from trading leader GSR—continues to increase, suggesting rising institutional support which could be highly relevant to New Zealand’s fintech and blockchain-oriented investment community seeking exposure to scalable, real-economy crypto assets.

XDC remains available on major global exchanges, with secure custody options for Kiwi investors and ongoing compatibility with local regulatory frameworks. XDC can be traded via easily accessible exchange platforms (e.g., KuCoin, MEXC), and institutional-grade custody is available through partners like Utila and SecuX, facilitating compliant storage for New Zealanders. The token’s strong emphasis on regulatory compliance (including KYC for masternodes and MLETR alignment through TradeTrust) further supports its appeal for NZ investors as local authorities move to clarify taxation and operational standards for crypto assets.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.