Should You Buy Litecoin in 2025?

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At HelloSafe, our expert has been monitoring the evolution of the cryptocurrency Litecoin for over three years. Every month, tens of thousands of users in New Zealand trust us to analyse market trends and uncover the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In line with our ethical charter, HelloSafe has never purchased Litecoin nor received any compensation from entities associated with its ecosystem.

Litecoin in brief

How much does 1 Litecoin cost?

The price of Litecoin is rising this week. As of today, 1 LTC trades at approximately $145.75 NZD, up 4.67% over the past 24 hours and showing a 3.4% gain in the last seven days. Litecoin’s market capitalisation currently stands at about $11.07 billion NZD, ranking it 21st among cryptocurrencies, with an average daily trading volume over the past three months of $572 million NZD. There are 75.94 million LTC in circulation, giving Litecoin a market dominance of roughly 0.39%. Like all cryptocurrencies, Litecoin can be volatile—offering both risks and opportunities for New Zealand investors.

Our complete review of the cryptocurrency Litecoin

After meticulously analysing the latest trends shaping Litecoin (LTC) and its price action over the past three years, our team has harnessed proprietary algorithms to synthesise a wide array of data—on-chain metrics, technical signals, market flows, and competitive benchmarking. By leveraging this multi-source approach, we cut through noise and surface underlying structural signals that could shape investor decision-making. So why might Litecoin once again emerge, in 2025, as a strategic entry point within the payment layer and digital asset ecosystem?

Performance and Recent Market Context

Notable Price Evolution

Litecoin’s recent trajectory reflects both resilience and latent momentum. As of 7 June 2025, LTC trades at $88.09 USD, up +4.67% in the past 24 hours and +3.4% on the week—suggesting buyer interest is rebuilding following a correction phase (-34.7% over six months). This upshift aligns with a stabilisation pattern familiar during previous Litecoin accumulation cycles. While a one-year view remains only marginally positive (+4.67%), the groundwork for recovery appears solidifying around current valuation zones.

Recent Positive Events

• The public unveiling of LitVM, Litecoin’s Layer-2 solution with integrated zero-knowledge rollups. This expansion enables smart contracts and unlocks a DeFi ecosystem previously inaccessible to LTC.
• Strategic integration with Polygon AggLayer, delivering robust cross-chain operability for real-world payment and institutional use cases.
• Litecoin’s surpassing Bitcoin in BitPay transactions, a testament to its recognition by merchants and its ultra-low transaction fees.
• High-profile visibility at the Litecoin Summit 2025 and increased institutional dialogue, highlighted by the SEC currently reviewing an application for a spot Litecoin ETF.

These developments occur against a broadly constructive macro backdrop for digital assets: with global payment rails, regulatory clarity in leading markets (including New Zealand and the US), and growing institutional involvement underpinning sector confidence.

Favourable Macro and Crypto Sector Winds

With monetary conditions normalising, alternative assets—including blue-chip cryptos like Litecoin—are drawing renewed portfolio allocations. Crypto-favourable policy signals, combined with technical advancements, reinforce the case for considering LTC exposure as part of a diversified digital asset strategy.

Technical Analysis

Key Indicators: Momentum and Support Levels

• Relative Strength Index (RSI, 14d): Currently at 48, neutral but improving, indicating sellers are losing control and a momentum shift may be forming.
• MACD: Slightly positive, underscoring a brewing bullish crossover.
• MAs: LTC still trades below its 50-day and 200-day moving averages, but price action has stabilised above the critical $88 support and is consolidating around $90—a period often preceding decisive upward moves in historical Litecoin cycles.

Support and Resistance

• Immediate support: $88.00, with a technical floor at $85.00.
• Upside resistance: $92.50 (short-term), $96.00 (50-EMA).
• These zones frame a low-risk/high-upside setup for tactical investors, particularly amid rising on-chain activity following the LitVM release.

Structure and Momentum Outlook

A nascent bullish structure is reinforced by improving technicals and the digestion of recent volatility. Short- and medium-term outlooks are constructive: should Litecoin breach the $92.50–$96.00 range, momentum models indicate scope for a swift rally toward the next major price objective ($114.52).

Fundamental Analysis

Increasing Adoption and Strategic Partnerships

• LitVM and DeFi Expansion: The addition of scalable smart contracts (via zero-knowledge rollups) positions Litecoin to capture new DeFi flows and partnerships, addressing one of the longest-standing critiques from both retail and institutional circles.
• Cross-Chain Integrations: The integration with Polygon AggLayer broadens LTC’s utility across ecosystems, making it a participant in cross-chain settlement—a highly sought attribute among payment tokens.
• Merchant Acceptance: With LTC now accepted by over 2,000 global merchants, it outpaces most non-Bitcoin L1 tokens for real-world usage.
• ETF Potential: The pending ETF application with the SEC could trigger a further legitimacy wave and a significant influx of capital, as witnessed following approvals in the Bitcoin spot market.

Attractive Relative Valuation

• Market Cap: $6.69B (ranked #21 globally)—an attractive entry for an established, liquid asset with rising on-chain activity.
• Circulating Supply: 75.94M/84M maximum, with regular, transparent halving events every four years—providing predictable supply dynamics, in contrast with inflationary tokens.
• Volume and Liquidity: $336.7M in daily volume and trading available across 164 exchanges—ensuring depth and efficient execution for all types of investors.

Structural Strengths

• Proof-of-Work Security: Utilising Scrypt, Litecoin remains resilient to centralisation, especially from large-scale mining operations.
• Open Governance: The Litecoin Foundation drives ongoing development, relying on open-source contributions, which sustains security and innovation.
• Community and Brand: Second only to Bitcoin in L1 payment coin mindshare, underpinned by a loyal, global user base and strong developer ecosystem.

Market Traction

LTC’s dominance in payments—now overtaking Bitcoin in BitPay transactions—confirms its growing trust among merchants. Its high exchange liquidity and broad fiat entry points allow both retail and institutional capital to efficiently gain exposure.

Catalysts and Positive Prospects

Emerging Catalysts

• SEC ETF decision: Approval of a spot LTC ETF could ignite a dramatic shift in mainstream and institutional capital flows.
• Adoption Growth: Expanding DeFi and cross-chain utilities draw new developer and user communities, compounding network effects.
• Technical Upgrades: Ongoing deployments, including privacy features (MWEB) and new cross-chain bridges, keep Litecoin at the innovation frontier of payment assets.
• Favourable Regulation: Litecoin is classified as a commodity in the US and is available in compliant venues across most major global jurisdictions, a meaningful differentiator at a time of heightened scrutiny in the crypto sector.

Institutional Interest

With increasing wallet size activity on-chain and vocal support from a cluster of asset managers, LTC is capturing the attention of sophisticated allocators attracted by both yield opportunities and real-world payment traction.

Investment Strategies by Horizon

Short-Term

• Tactical Trading: Volatility around the $88.00 support zone offers a potentially favourable entry, especially as momentum reversals take hold. Breakouts above $92.50–$96.00 could trigger a sharp technical rally.
• Catalyst Trading: Monitoring for ETF news or early signs of institutional buying could provide high-conviction, event-driven exposure.

Medium-Term

• Rotation Play: As Litecoin’s Layer-2 features (LitVM) scale and DeFi volume grows, a re-rating toward its prior cycle highs becomes credible. Accumulating during phases of post-halving consolidation has historically generated positive asymmetry.
• Cross-Chain Themes: Integrations with Polygon and other L2s could further enhance network effects, supporting a sustained uptrend.

Long-Term

• Structural Allocation: For investors seeking resilient, low-fee, high-liquidity payment coins, Litecoin’s clear halving schedule and proven network infrastructure make it a cornerstone exposure for multi-year portfolios.
• Protocol Upgrade Positioning: Positioning ahead of major protocol deployments or the ETF decision could compound returns if either or both serve as adoption catalysts.

Litecoin Price Predictions Table

Is Now the Right Time to Consider Buying Litecoin?

Summary of Strengths

• Mature Positioning: Litecoin stands as the world’s most established open-payment L1 after Bitcoin, with proven security, adoption, and liquidity.
• Technical Momentum: Recent price stabilisation above major support and improved momentum signals point to an emerging upward phase.
• Strategic Catalysts: Imminent ETF potential, DeFi feature rollout (LitVM), and deep integration with cross-chain infrastructure provide additional tailwinds.
• Robust Fundamentals: Predictable emission schedule, decentralised network architecture, and broad merchant/consumer acceptance differentiate LTC from Layer-1 competitors.

Optimistic Outlook & Consideration

In light of its robust fundamentals, technical improvements, and compelling macro and micro catalysts, Litecoin appears to represent an excellent opportunity for crypto-investors aiming to capitalise on the next wave of adoption within the global payment ecosystem. The combination of historical resilience, breakthrough technical upgrades, and the strong possibility of institutional inflows positions Litecoin for a potentially dynamic performance trajectory over the coming years.

Litecoin remains a highly volatile digital asset offering excellent opportunities for dynamic portfolio strategies, yet requiring disciplined risk management. Its recent price acceleration demonstrates Litecoin’s propensity for strong, swift upward movements, while the evolving macro and regulatory context calls for selective, research-driven market positioning. Key technical levels to watch: $88.00 (immediate support) and $96.00 (major resistance). The scheduled protocol updates and the pending ETF decision—potentially materialising in Q3–Q4 2025—could act as pivotal catalysts for Litecoin’s future performance.

How to buy Litecoin?

It’s straightforward and secure to buy Litecoin (LTC) online in New Zealand through a regulated platform. Two main approaches are available to individual investors: you can either buy Litecoin at the spot price, which means you own actual coins stored in a personal wallet, or you can choose CFD trading, allowing you to speculate on Litecoin’s price movements with leverage—but without holding the asset itself. Both options have distinct benefits and risks. You’ll find a detailed comparison of NZ-compliant crypto platforms further down this page to help you make the right choice for your profile.

Spot Purchase

When you buy Litecoin at spot (the “classic” method), you purchase real coins that are held in your exchange account or sent to your own digital wallet. You become the direct owner of LTC and can transfer, hold, or use your coins as you wish. Spot trades typically incur a fixed commission per transaction, often around 0.5%-1%, paid in New Zealand dollars (NZD), plus any minor blockchain or withdrawal fees.

Example

Suppose Litecoin’s current price is $88 USD (approximately $145 NZD). With a $1,000 NZD investment, you can purchase about 6.9 LTC ($1,000 ÷ $145), minus an estimated $5 NZD in transaction fees.

✔️ Gain Scenario

If Litecoin’s price rises 10% to ~$160 NZD per LTC, your portfolio is now worth $1,100 NZD. That’s a $100 NZD gross gain—exactly +10% on your investment (excluding exit fees).

Trading via CFD

CFD (Contract for Difference) trading allows you to take a position on Litecoin’s price—up or down—without actually owning the underlying coins. With CFDs, you can use leverage, increasing your market exposure but also raising your risk. Costs include the “spread” (the difference between buy and sell price) and overnight financing fees if you keep positions open for multiple days.

Example

You open a CFD position on Litecoin with $1,000 NZD and 5x leverage, giving you $5,000 NZD exposure. If the LTC price increases by 8%, your leveraged position amplifies this to a 40% gain.

Result

A price rise of 8% yields you $400 NZD profit on your $1,000 NZD deposit (excluding spread and interest fees).

Final Advice

Before investing, always compare the fees and terms of different NZ-licensed platforms, as these can impact your returns significantly—especially with leverage or frequent trading. Your choice between spot purchase and CFD trading should align with your market experience, investment horizon, and risk tolerance. For a detailed breakdown of the top platforms for Litecoin in New Zealand, consult our platform comparison further below.

Our 7 tips for buying Litecoin

The latest news about Litecoin

Litecoin posted a weekly gain of +3.4%, demonstrating renewed positive momentum amid rising global crypto sentiment. This recent performance stands out in contrast to a negative six-month trend, suggesting renewed investor interest following key market catalysts. Trading volumes for Litecoin reached $336 million, and the price consolidated above key support at $88 despite broader market volatility. These gains and sustained liquidity are particularly relevant for New Zealand-based traders, as local exchanges such as EasyCrypto and Dasset have recorded increased LTC transaction flows in line with this positive short-term shift.

The Litecoin blockchain’s launch of LitVM, a new Layer-2 network enabling advanced DeFi and smart contract capabilities, is a major technical milestone. LitVM’s activation, together with Polygon AggLayer cross-chain integration, has positioned Litecoin as a viable DeFi platform, expanding its real-world utility well beyond peer-to-peer payments. Recent ecosystem announcements note several DeFi app developers—including some with an Asia-Pacific presence—already exploring deployment, a trend that could improve use-case relevance for New Zealand’s growing crypto developer community and fintech sector.

An ETF application for a Litecoin spot product is currently under review by the US SEC, fueling global anticipation and optimism. Canary Capital’s ETF proposal is viewed by experts as having a high probability of approval in 2025—following the US regulatory green light for Bitcoin and Ethereum ETFs—and this is expected to create broader institutional access and legitimacy for LTC. New Zealand fund managers and regulated crypto service providers have cited the impending ETF as a potential gateway for local funds to gain compliant exposure to Litecoin, pending regulatory alignment in the region, which would benefit market liquidity and professional adoption.

Litecoin is experiencing strong merchant acceptance, now surpassing Bitcoin in transaction volume on global payment platform BitPay, reflecting its efficiency for real-world payments. With confirmation times of just 2.5 minutes and transaction fees among the lowest in the market, the network’s payment use-case is gaining renewed traction. Several New Zealand e-commerce operators and retail payment processors currently support LTC, and recent data indicate a steady rise in LTC-enabled transactions in the local digital economy, reflecting a growing confidence in using Litecoin for everyday payments.

Despite past volatility and a negative six-month performance, analysts maintain a constructive view on LTC, with near-term technical targets 30% above current prices. The current consensus among major research houses pegs Litecoin’s 2025 price targets between $103 and $125, with optimistic scenarios above $160. Technical indicators—which have shifted from neutral to slightly bullish—coupled with positive structural developments and its established legal standing in most jurisdictions, support the thesis that LTC remains an attractive asset for New Zealand investors seeking diversification in regulated digital assets portfolios.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.