My review of the broker PU Prime (June 2025)

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PU Prime, founded in 2015, is a multi-asset broker based in the Seychelles, which operates internationally with licenses in Australia, South Africa, and Mauritius. Very popular on Trustpilot, PU Prime gets a remarkable score of 4.4/5 from over 1,100 reviews, a score that reflects the trust placed by many users around the world.

I’ve spent six months thoroughly testing PU Prime, opening different types of accounts, comparing its fees, executing dozens of trades across several asset classes, and measuring its performance against that of other brokers I’ve analyzed in the same time frame.

My objective was simple: can PU Prime be trusted? Is it a simple platform to use, especially for beginners? Are the spreads and commissions truly competitive? Is the range of instruments sufficient to diversify a portfolio? And above all, how does this platform position itself against the competition?

So I've scrutinised everything: account opening process, management and trading fees, available financial instruments, features, simplicity of the platform (desktop and mobile) and trading tools, etc. Below is my in-depth analysis of the broker PU Prime (compared to the other platforms tested).

What to think about PU Prime?

My general opinion on PU Prime

After using PU Prime for several months, I can say that the platform pleasantly surprised me in several aspects. This broker offers access to over 200 CFD instruments spread across eight major asset classes, which allowed me to diversify my strategies without limitation: Forex, international stocks, major indices, metals, commodities, cryptos, bonds and even some ETFs in CFD form. It's a very complete offering, even if everything is exclusively based on CFDs – no spot purchases possible.

In terms of platforms, PU Prime offers the classic MT4 and MT5, but I especially appreciated their proprietary mobile app, which is simple to use and very fluid. I was also able to test their integrated copy-trading tool (PU Social and PU Copy Trading), useful for exploring the strategies of other traders, even if some transparency limitations held me back a bit.

Fees are definitely a strong point: spreads from 0.2 pip on Prime accounts, zero commission on Standard accounts, and a fee structure without surprises. No deposit, withdrawal or inactivity fees – this has become rare in this market. For those who want to maximise performance, the ECN account at $2 commission per lot with near-zero spreads is one of the most competitive I've seen, even compared to the biggest players in the industry.

On the other hand, PU Prime remains an offshore broker, not regulated in New Zealand, which limits the legal guarantees for a trader based in New Zealand. That said, it is approved by several local authorities such as the ASIC or the FSCA, and implements negative balance protection as well as a compensation mechanism via the Financial Commission. The security of funds is ensured by the separation of client accounts and operational accounts, which reassured me despite the absence of regulation by a New Zealand regulatory body.

Which trader profiles is PU Prime suitable for?

=> Beginner traders, thanks to its Cent account accessible from $20, its intuitive mobile platform and its total absence of additional fees. The presence of a pre-funded demo account and customer support available allow you to get started easily without financial pressure.

=> Active traders, who can exploit the Prime or ECN account with very tight spreads and reduced commissions. Executions are fast, spreads on Forex are ultra competitive, and copy-trading also allows you to expand your strategies by following other profiles.

=> Multi-asset traders looking to diversify their portfolio across different markets. Access to a wide range of CFDs, including bonds and cryptos, combined with powerful platforms like MT5 opens the door to a wide variety of approaches.

However, PU Prime may not be suitable for long-term investors or those looking to actually purchase shares, ETFs, or regulated savings products. The entire offering is based on short-term, leveraged CFDs, which implies a profile more oriented towards trading than investment.

PU Prime in a nutshell:

My opinion on the security and reliability of the broker PU Prime

In my opinion, PU Prime remains a generally reliable broker, provided you understand how it operates outside the EU. It is not regulated by a European authority like the FMA in New Zealand, but compensates with several international licenses, a policy of separating client funds, and guarantees against negative balances. For a trader based in New Zealand, however, you must remain vigilant: in the event of a dispute, no local mediator is available, and appeals are more complex.

My review of the fees, spreads, and commissions applied on PU Prime

What I noticed from my first trades with PU Prime is the ultra-competitive pricing structure. The broker offers several types of accounts, each designed for a different profile, with well-defined conditions.

The Standard account is perfect for beginners: no commission fees, spreads are integrated and remain moderate (around 1.5 pips on EUR/USD under normal conditions). It's a simple and accessible solution.
The Prime account, which I used for day trading, allows access to raw spreads from 0.0 pips with a commission of $7 round trip per lot. And to go even further, the ECN VIP account lowers this commission to just $2, with spreads that revolve around 0.2 pips. On Forex, it is one of the most competitive brokers I have tested.

Let's now look in detail at the broker's fee schedule.

What are the account fees?

In testing PU Prime, I found the total absence of additional fees very advantageous. No opening fees, no withdrawal fees, not even inactivity fees. This is quite rare in the world of CFD brokers, and it allows you to focus solely on trading costs.

The minimum deposit of NZD 80 for the Standard account (and even NZD 32 for the Cent account) makes the platform very accessible, even for a beginner or occasional trader. Also note that deposits can be made in several currencies, including crypto, which can avoid unnecessary conversions.

Trader Tip

To avoid any expensive conversions, I recommend funding your account in the same base currency as the one chosen (for example in USD). Personally, I use Revolut to convert my funds at the interbank rate before making a transfer, and this allows me to save money on each deposit.

What are the fees on stocks and ETFs?

PU Prime does not allow you to directly buy stocks or ETFs for cash. All the instruments offered are CFDs, which means that you do not actually own the securities. It is therefore impossible to build a classic long-term portfolio on this platform.

Here are the fees applied for trading CFDs on stocks and ETFs:

For those looking to genuinely invest in stocks or ETFs outside of CFDs, alternatives like Degiro, Trade Republic or eToro allow you to buy securities directly, sometimes without commission, which is more suitable for a wealth-building or long-term strategy.

What are the fees on cryptocurrencies?

For a CFD broker, PU Prime displays fairly competitive spreads on cryptos. The spread of ~$12 on BTC/USD is lower than what I have observed on other similar platforms. This is interesting for short-term operations, but not optimal if you are looking to actually hold your cryptos. Exchanges like Binance or Kraken remain more economical for HODL or staking, especially without swap fees.

What are the CFD fees?

I've found the spreads at PU Prime to be really competitive, especially on the ECN account. On Forex, you can reach almost institutional levels, with 0.2 pips on EUR/USD + $2 commission, which is hard to beat. Even on commodities like gold or oil, the spreads remain low, which allows for good control of entry costs.

This is a broker clearly designed for day traders and scalpers. The trick here: if you trade frequently intraday, avoid keeping your positions open overnight to avoid accumulating unnecessary overnight fees.

My opinion on the assets & markets available on PU Prime

PU Prime offers a good range of assets for a 100% CFD broker. It includes all the classics: Forex, indices, commodities, cryptos, and US or New Zealand stocks. The inclusion of bonds like the US 10Y as a CFD is quite rare and provides an additional touch of diversification.

However, there is no spot buying or long-term portfolio. Everything goes through leverage and contracts for difference, so it is clearly a platform dedicated to active trading, not investment. But for that, the offer is broad and well-structured.

My opinion on the platform

I tested PU Prime mainly on MetaTrader 5 and the in-house mobile app, and frankly, the experience is very smooth. The app is fast, well-designed, and gives access to the essentials: order placement, charts, indicators, account management. Tracking tools like Autochartist or the currency heatmap are practical little bonuses.

The only point to note is the slightly more technical interface of MT4/MT5, especially for beginners. But for a trader accustomed to these tools, everything is there to do a good job, including automated trading via Expert Advisors.

Trader Tip

If you are just starting out, begin with the PU Prime app to familiarize yourself with the environment, then gradually move on to MT5. Also, remember to set up alerts on your favorite assets so you don't miss any important movements.

Client Reviews: What Users Think of PU Prime

PU Prime displays a Trustpilot score of 4.5/5 based on 1,267 verified reviews. An overwhelming majority of users (77%) gave 5 stars, which demonstrates a high level of overall satisfaction. This is a very solid score for a CFD broker, especially considering its international positioning.

Users regularly praise the quality of customer service, the availability of account managers (sometimes via WhatsApp), and the speed of withdrawal execution, including in crypto. Many also appreciate the simplicity of the mobile interface, the responsiveness of technical support, as well as the attractive bonuses and promotions.

On the other hand, several negative comments mention difficulties with partial withdrawals, technical problems related to order execution (slippage or delay), or fees perceived as unjustified on certain promotions. Copy-trading is sometimes criticised for its lack of transparency, and some users denounce an unstable platform during updates.

Examples of client reviews:

Théophas OGOUGNON (October 31, 2024)
I recommend PuPrime. Top quality service and personalized follow-up even via WhatsApp. Instant crypto withdrawals.

Smk HunTeR (November 26, 2024)
Pu Prime is a simple, efficient broker with no withdrawal issues. Special mention to my account manager Fatima for her remarkable work.

JBD (November 11, 2024)
The copy-trading system needs to be reviewed. Commissions are charged even in case of losses. Customer service only responds with automated messages.

Account Opening, Deposits and Withdrawals on PU Prime

Account Opening

Opening an account with PU Prime is smooth and entirely digital. I followed the procedure without encountering any obstacles: everything was done from my computer, and my account was validated in a few hours. Here are the steps to follow:

• Fill out the registration form with your personal information, choose the platform (MT4 or MT5) and the base currency of the account.
• Upload a valid ID and a recent proof of address.
• Wait for manual verification of the documents (allow between 1 hour and 24 hours depending on the time of submission).
• Receive access to the client area with the possibility of depositing funds or activating a demo account.

✅ Good to know

The demo account is only available after full account validation, but it is free and pre-loaded with virtual capital (modifiable), ideal for testing platforms and strategies for a period of 30 days.

PU Prime Deposits and Withdrawals

I tested both a crypto deposit and a withdrawal by credit card, and everything went smoothly. Processing is fast, generally within the day for withdrawals via wallet or crypto. No commission is charged by PU Prime, which is a real plus. However, be aware that some fees may come from payment providers (especially for international bank transfers).

Trader Tip

Use crypto deposits if you want to avoid bank delays and enjoy near-instant processing. And remember to check your account's base currency to avoid unnecessary conversion fees.

Account Types Available on PU Prime

PU Prime offers a well-structured range of accounts to meet the needs of all types of traders, from beginners to professionals. Whether you prefer a Standard account with no commission, an ECN account with low spreads, or a Cent account to start with micro-lots, you have several options available to you. The broker also allows trading via copy trading, in addition to offering an Islamic account and a demo account accessible after registration.

✅ Good to know

The Cent account allows you to get started with just $20 and micro-lots. Ideal for training in real conditions with a low risk.

Conclusion: Should you invest with PU Prime?

After several months of testing, PU Prime has convinced me as a serious and efficient platform, especially if you are looking for a CFD broker with reduced fees and multi-asset access. Tight spreads on Forex, numerous promotions, the availability of an ECN account from $50, as well as compatibility with MT4 and MT5 make this platform a complete tool for active traders.

I also appreciated the mobile experience, the integrated copy trading and the total absence of hidden fees, particularly on withdrawals and inactivity. While PU Prime is not regulated in Europe, it offers several guarantees (segregated funds, negative balance protection, highly responsive customer service) that allowed me to trade with confidence.

In short, if you are looking for a broker to day trade, scalp or test strategies on a wide range of CFD assets, PU Prime is a solid and effective option.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.